Medical Tourism Insurance by Global Protective Solutions
Medical Tourism Corporation has partnered solely with Global Protective Solutions as its insurance provider.
GPS is administered by Custom Assurance Placements Ltd, an international insurance brokerage firm based in the US.
What Is Medical Tourism Insurance?
Medical tourism insurance is particularly crafted for people traveling overseas for a medical procedure.
When looking at Medical tourism insurance to back you up financially, it is essential to know what it covers:
✔️ Complications during treatment/surgery
✔️ Complications during the recovery period
❌ Cost of treatment
How Is Medical Tourism Insurance Different From Travel Insurance?
Medical Tourism Insurance is also known as Medical Travel and Complications Insurance. One of the most profound differences between this and standard travel insurance involves their coverage.
While Standard travel insurance covers unforeseeable and emergency medical situations, it doesn't cover planned and scheduled medical treatment overseas.
| Standard Travel Insurance | Medical Tourism Insurance |
|---|---|
| Crafted for unexpected incidents while on vacation | Formulated specifically for medical tourists and their needs |
| Coverage is limited to only emergency medical situations while traveling | Coverage is for planned medical procedures overseas |
| Sought by people planning a vacation domestically or abroad | Aimed for a trip overseas for the express purpose of medical treatment by medical tourists |
Why Does One Need Medical Tourism Insurance?
All surgical procedures carry certain risks wherever you get them from your home country or abroad. While we have highly qualified medical care providers on board, complications can occur, where insurance can be helpful.
It enables the medical tourist to have a peaceful mind by providing a host of benefits in case of a medical complication.
About Global Protective Solutions (GPS)
GPS provides a variety of policies that you can choose as per your requirements. They have programs specially designed for international medical travelers.
They provide coverage for complications from scheduled medical procedures to travel-related accidents and illnesses, with options for travel companions.
Benefits & Services of GPS
The policy covers complications arising within 180 days after the medical procedure. Coverage includes:
- Additional medical/surgical expenses for complications, thrombosis, and failed procedures
- Additional travel expenses
- 24-hour assistance
- Dependent care
- Accidental death/dismemberment
- Repatriation
- Baggage, trip cancellation, and delay
Medical Tourists – Medical Complication Benefits
| Details | Option 1 ($25,000) |
Option 2 ($50,000) |
Option 3 ($75,000) |
Option 4 ($1,00,000) |
| Accidental death | $10,000 | $20,000 | $37,500 | $50,000 |
| Extra treatment for the covered complication | $7,500 | $15,000 | $22,500 | $30,000 |
| Extra treatment for unsuccessful outcomes | $2,500 | $2,500 | $2,500 | $5,000 |
| Other expense* | $2,500 | $5,000 | $5,000 | $5,000 |
| Companion coordination* | $2,500 | $5,000 | $5,000 | $5,000 |
| Emergency medical transportation | $50,000 | $50,000 | $50,000 | $50,000 |
| *Travel, meals, accommodation
24-hour emergency medical assistance is included in all the above 4 options. |
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- Accidental death or dismemberment
- Emergency medical coverage for travel accidents or illnesses
- Emergency medical transportation
- Repatriation of remains
- 24-hour assistance services
Travel companions can be covered for travel-related illnesses and accidents during a medical procedure trip.
It's recommended that both have the same insurer. Coverage includes:
- Illnesses contracted during travel
- Transportation accidents, slips & falls
- Unexpected death from accidents/illnesses and more
Travel Companion– Travel Benefits
| Details | Option 1 ($25,000) |
Option 2 ($50,000) |
Option 3 ($75,000) |
Option 4 ($1,00,000) |
| Accidental death | $25,000 | $50,000 | $75,000 | $1,00,000 |
| Emergency medical transportation | $50,000 | $50,000 | $50,000 | $50,000 |
| Emergency medical coverage for accidents and illnesses provides up to $1,000,000 with a $250 deductible.
All options include 24-hour emergency medical assistance |
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Additional Benefits
- Emergency medical coverage for accidents and illnesses offers up to $1,000,000, with a $250 deductible. This does not cover medical complications.
- Travel cancellation coverage for medical tourists and their companions: Up to $10,000 in exceptional cases.
- Travel delay (outbound only): Up to $1,000 for delays over 12 hours.
- Baggage loss (outbound only): Up to $1,000, with a $250 deductible.
FAQs
People often travel abroad for medical treatment to access high-quality care and save on costs.
A medical complications insurance policy can help cover unexpected expenses that may arise from complications related to your procedure.
GPS’ medical complications insurance is available to anyone traveling abroad for a medical procedure.
Some restrictions based on age, citizenship, and the type of procedure may apply. GPS programs are offered globally, so U.S. citizenship is not required for eligibility.
For the medical travel and complications program, the standard coverage period for complications is up to 180 days following your medical procedure.
If you're enrolled in a customized program through your hospital or facilitator, the benefits may vary for that specific program.
You can visit this link to apply for medical tourism insurance and complete these 4 steps:
- Enter patient details (name and email)
- Select your insurance amount
- Provide info for the traveler, beneficiary, and companion
- Submit for approval and get email instructions
You’ll get an application ID for online access to track approval, make payments, and review benefits. Your enrolment will be reviewed within 2 business days.
Yes, the treating facility must be duly qualified by its local jurisdiction and/or hold international accreditation from an ISQua (International Society for Quality in Health Care) member organization or another recognized international accrediting body.
Yes, you can. In most cases, medical travel is a global activity.
The travel and complications product is the only worldwide option that provides benefits and services tailored to the needs of international medical travelers.
With outstanding medical care at a cost-effective price, you can cover all your bases with Medical Tourism Insurance.
To receive a quote for coverage, fill out this form - GPS Medical Tourism Complications Coverage Application.